Business Currency Guide Practical guides on foreign exchange and currency risk for business: clear explanations, step-by-step instructions and checklists.
Currency risk
Learn how exchange-rate swings and conversion fees affect business margins, and which hedging tools fit which exposure.
Three practical starting points for finance teams that buy, sell or hold foreign currency.
List every invoice, payroll run and loan payment in a foreign currency, with amounts and due dates. That schedule shows which exposures are certain and which are only forecasts, and it tells you whether a hedge should cover a single payment or a rolling twelve-month gap.
Read FX hedging articles
The quoted exchange rate is one line of the bill. Transfer fees, margin built into the rate, correspondent bank charges and the cost of holding a balance all add up, so ask for the all-in cost of a specific payment before comparing providers.
Read payments and transfer articles
Documentation requirements, reporting thresholds and permitted payment purposes differ by country and by transaction type. Checking them before a payment is scheduled avoids the delay and extra charges that come from a transfer held for missing information.
Read FX compliance articles